Microcrédito produtivo no Brasil: histórico recente e condicionantes de desenvolvimento
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2017-08-21
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This article aims to analyze the elements determining the action of different institutional models of productive microcredit. We used a multilevel model to investigate the relationship between interests and negotiation processes among groups involved in microcredit. The empirical study was conducted with three units of analysis: a public bank, a company the provides credit for micro entrepreneurs and small businesses (SCMPP), and a civil society organization of public interest (OSCIP) operating in microcredit. Results show that focus on managing the implementation of the Oriented Productive Microcredit methodology is a condition to achieve good results. Partnerships with government agencies, as well as the participation of microfinance institutions in public policy processes, are a major challenge and a major potential to enhancing the microcredit sector.
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Microfinance Productive microcredit Negotiation processes Conditions of development Microfinanças Microcrédito produtivo Modelos de atuação Processos de negociação Condicionantes de desenvolvimento Microfinanzas Microcrédito productivo Modelos de actuación Procesos de negociación Condicionantes de desarrollo